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Man Charged With Workers' Comp Fraud in Murrieta Case

John Jose Ramirez, 49, allegedly scammed a couple who own a store in Murrieta and could face three years in prison if convicted of Workers' Compensation fraud.

A man who allegedly scammed a Murrieta business owner out of Workers' Compensation money while allegedly working elsewhere is facing a felony charge.

John Jose Ramirez, 49, allegedly accepted Workers' Compensation from ., 25751 Jefferson Ave.; he could face three years in prison if convicted of fraud.

Ramirez allegedly was accepting wages from the compensation fund while working elsewhere and remaining active.

He allegedly hurt his knee in 2008, according to Rachel Naylor, who owns the business with her husband, Mike.

The couple initially kept him on in an office setting but after Ramirez allegedly made threats against an employee, the Naylors fired him.

Sometime within the next few years, said Naylor, she was aware of Ramirez allegedly collecting Workers' Comp, while running his own glass business and remaining very active.

But it was not until 2011 that a case was filed against Ramirez, who is being represented by a deputy public defender, according to court records.

Naylor said that she kept vigil over the case, sending the insurance company pictures of his company's truck and information about Ramirez still working, even as she paid the high premiums that his claim had prompted.

Deputy District Attorney Mike Mayman told Patch that while he could not discuss the particulars of the case, he could say that the case will go one of two ways.

"I anticipate either a resolution or a trial in the very near future," Mayman told Patch in a telephone interview.

Ramirez is due in court Sept. 21, for a felony settlement conference, which has been delayed a few times because of extenuating circumstances.

Meanwhile, said Naylor, small business owners should be aware they have to stay on top their own cases.

"Stay involved and be your own advocate," Naylor told Patch.

Ramirez is out on his own recognizance, records indicate.

censored messenger September 14, 2012 at 02:48 PM
What does the Deputy DA mean a "felony settlement conference" isn't that just a plea bargain offer? "Resolution or a trial", then why even arrest him? What, if he pays back the money, no trial? If guilty, he belongs in prison for a decade...Prosecute! Andy's Glass had to be the detective! Can't we get rid of these overpaid public incompetents who don't want to do their job?
Lorie Abeles September 14, 2012 at 03:26 PM
I say good for the Naylors who caught him and followed up. We must be our own advocates in life. As for censored.... let's see you do EVERYTHING & be EVERYWHERE! BTW... I think those of you that don't use your name in comments are chicken and not willing to stand behind what you say.
Fauntleroy Murphy September 14, 2012 at 06:20 PM
Who's Andy?
CommCare September 14, 2012 at 08:41 PM
There are some legitimate reasons to conceal one's name. We are fortunate to live in a country where we have complete freedom of speech, however, we are still a "small" community. If a person or their family member is in the public eye, their personal comments may not agree with the company or organization represent in the community.
RMN September 14, 2012 at 09:09 PM
Thank you everyone for your comments. Insurance fraud is a real problem. It is a team effort between the employer, insurance companies and the DA’s. Nothing is ever what we believe it should be in a perfect world-but I think business owners should know that you can stand up for yourself and you should always stay involved in what effects your business. To me, this is a success story (so far). We will see what happens. FUN FACT: ”who is Andy?”. Andy’s was the originator that started the business back in the 1970’s. When Mike and I bought the business in 2003...we kept the name because we felt the reputation was strong and we were honored to keep it going. Thank you for your support!
CommCare September 14, 2012 at 09:31 PM
You assume that I am protecting myself! I also thought we had a right to speak our minds and still be anonymous. What freedom of speech are you referring to?
chuck2251 September 14, 2012 at 11:12 PM
U ARE RIGHT.. CHUCK DUNN
Katie Rucker September 15, 2012 at 12:28 AM
Why do you have to be so obnoxious towards everyone on this website? People are allowed to comment whichever way they want (anonymous or otherwise) and you're only complaining because you're a busybody and have nothing better to do than to find SOMETHING to complain about. You're nothing but a common internet troll.
Mr. Logical September 15, 2012 at 01:03 AM
Ouch! That's going to leave a mark. Congrats to the buisiness owners. There are too many scammers, cheaters and liars. But, there are many more honest and hard working people. We need to work together to keep this a good community.
Vic September 15, 2012 at 05:40 AM
Wholeheartedly agreed!!!
Katie Rucker September 15, 2012 at 06:20 PM
No, I'm just someone who can read an article, and possibly leave a comment without going off on someone else who is commenting. But you are on every single article I read, and always in someone else's face being obnoxious and downright rude to everyone, and quite frankly, it's getting old.
Katie Rucker September 15, 2012 at 06:36 PM
No, it's not that I don't agree with something you're saying, it's that you're being RUDE to people. There's a difference. I do believe that up above you mentioned, "If all you want to do is cyber bully, keep off the patch." So why don't you take your own advice?
Betty Goodman September 19, 2012 at 12:39 AM
Betty Goodman My question is the article states "he allegedly hurt his knee in 2008" Was he fired because he got hurt? Did the Naylor's send him to a workers comp doctor? What was the outcome? What's his (Ramirez's) side. The article states that "Naylor said that she kept vigil over the case, sending the insurance company pictures of his company's truck information about Ramirez; why are you stocking him?

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